How would a pit bull affect my home-owner's insurance?

How would a pit bull affect my home-owner's insurance?

I live in Toledo, OH. My husband and I had thought about renting out a room in our house (it has a private bathroom and entrance) to a good friend of ours. However, she recently acquired a pit bull (it was her and her ex-boyfriend's, if she didn't take him, he was going to the Humane Society). Now, I know that there are many problems insuring pit bulls. We already have a German Shepherd/American Eskimo mix, and the dogs get along very well. The pit bull is a very sweet dog, but the breed has such a bad reputation. If we took in her and her dog as renters, would the pit bull need to be added to our home-owner's insurance? Or could she take out renter's insurance and get him covered? What is the additional cost of insuring a pit bull?

 

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